(五)

　　We can serve you with a broad range of coverage against all kinks of risks for sea transport.

　　我公司可以承保海洋运输的所有险别。

　　Generally speaking, aviation insurance is much cheaper than marine insurance.

　　空运保险一般要比海运保险便宜。

　　Then "all marine risks" means less than "all risks".

　　那么，“一切海洋运输货物险”意味着比“一切险”范围小一些。

　　In the insurance business, the term "average" simply means "loss" in most cases.

　　在保险业中“average”一词一般是“海损”的意思。

　　Are there any other clauses in marine policies?

　　海运险还包括其它条款吗？

　　Breakage is a particular average, isn't it?

　　破碎险属于一种单独海损，对吗？

　　the risk of breakage is covered by marine insurance, isn't it?

　　破碎险是包括在海洋运输货物险之内的，对吗？

　　The English understood by "marine risks" only risks incident to transport by sea.

　　英国人对“海洋运输货物险”只理解为海洋中的意外风险。

　　Generally, the term "all marine risks" is liable to be misinterpreted and its use should be avoided in L/C.

　　一般地，“一切海洋运输货物险”容易被误解，应该避免在信用证中使用。