她补充说：“过度消费、入不敷出必然会导致负债。这意味着人们必须克制自己和配偶的消费欲望。”

　　More women believed in their financial ability than men, with 61 percent saying they were more responsible, while only 40 percent of men agreed。

　　在理财能力方面，女性比男性更自信。61%的女性受访者表示自己在金钱方面更负责任，而仅有40%的男性有这样的信心。

　　But nearly half the women surveyed also conceded that they were bigger spenders than their male counterparts, with nearly 60 percent of men agreeing。

　　但近一半的受访女性称自己比配偶花钱多，近60%的男性表示认同。

　　The survey was conducted in December in Australia, Brazil, Bulgaria, Canada, France, Indonesia, Malaysia, Mexico, the Netherlands, South Africa, Britain, and the United States。

　　这项调查于去年12月在澳大利亚、巴西、保加利亚、加拿大、法国、印度尼西亚、马来西亚、墨西哥、荷兰、南非、英国和美国展开。