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多数美国“富二代”不知父母是富翁

　　美国银行发布的调查显示，财产在300万美元以上的美国富翁中，“对存钱传给子女或捐赠给慈善机构有完善计划的人，少得出奇。”这项调查由美国信托公司开展。

　　Half of richAmericans hide wealth from children

　　多数美国“富二代”不知父母是富翁

　　Taking the pulsenationwide of the rich with$3 million or more in assets a survey by US Trust released by Bankof America found that "surprisingly few of those surveyed havewell-developed plans to preserve and pass on their assets to eithertheir children or charity."

　　美国银行发布的调查显示，财产在300万美元以上的美国富翁中，“对存钱传给子女或捐赠给慈善机构有完善计划的人，少得出奇。”这项调查由美国信托公司开展。

　　Many of the 457 people surveyed are Baby Boomersand areself-made, first-generation rich and have "a distinct generationalmindset."

　　在参与调查的457人当中，许多都是“婴儿潮一代”，而且是白手起家的“富一代”，有“颇具时代特征的独特心态”。

　　Fifty-two percent of parents surveyed have not fully disclosedtheir wealth to their children, and 15 percent have disclosednothing about the family wealth。

　　52%的受访者并未毫无保留地告知子女自己有多少财产，另有15%完全不透露。

　　One in three parents said they had never thought to do it,while 24 percent said they feared their children would becomelazy。

　　1/3的父母称，他们从没想过要告诉孩子家底，另有24%的受访者担心孩子知道后会变懒。

　　Twenty percent said they would make poor decisions or

　　squandermoney, and 13 percent worried other peoplewould take advantage of their children。

　　20%的父母称，孩子会因此会做出糟糕的决定或者乱花钱，也有13%担心其他人会因此占孩子的便宜。

　　Only 34 percent strongly agreed that their children will beable to handle any inheritance they plan to leave them。

　　只有34%的受访父母有十足的把握认为孩子有能力处理他们打算遗赠的财产。

　　"There is an expectation about the wealthy that they have animplicit, sacred responsibility to pass down their fortune to thenext generation, and this understanding has shaped expectationsabout the coming wave of intergenerational wealth transfer," saidSallie Krawcheck, president of Bank of America Global Wealth andInvestment Management。

　　美国银行全球财产投资部门总裁萨利克罗切说：“把财产遗赠给下一代似乎是责无旁贷的神圣职责，这一想法也使人们预计今后将出现遗赠财产潮。”

　　"Our research, however, uncovered a distinct generationalmindset that reflects changing views about what retirement meansand an evolving sense of what one generation owes the next."

　　“但我们的调查发现了具有时代特征的独特的思维方式，反映出人们对退休的看法有所改变，对父母应该给孩子什么也有了新的认识。”