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你如何应对人口逐渐老龄化问题(图)
http://www.sina.com.cn 2005/03/04 20:20  《Speak 2 Me》


老年人口急速上升

  Seventy years ago, the average life span in China was 24 years. Today, it has nearly tripled: Chinese men live for an average of 69 years, as opposed to 73 for women. And it’s not just China which has seen an amazing jump in life spans: thanks to better nutrition and medicine, people all around the world are living longer, and staying healthier into old age.

  Surely that’s good news, isn’t it? But these kinds of numbers keep some economists and politicians awake at night. What are they worried about? “It’s great that people are living longer,” says economist Michael Teller. “The problem is that they don’t want to work longer.”

  Most people used to work nearly up until the day they died. When governments started instituting public pensions and mandatory retirement ages, the expectation was that retirements wouldn’t last very long. But these days, someone who retires at 55 can look forward to 20 or 30 years of pension checks.

  At the same time, people are having fewer children, meaning there are fewer people working and paying taxes to support these pensions. In Japan, the birth rate is so low that the population is expected to shrink 21% between now and 2050. At the same time, the number of people over 60 will grow to 1/3 of the population.

  Governments encourage their citizens to have more babies, but with little effect. “It simply costs too much to have kids these days,” notes Japanese doctor Haruna Kashiwase. “Most people I know stop at one, or two at the most. Three is out of the question.” ­ Another way to balance the population is to import young workers. Immigrant families tend to have more children, which means more taxpayers in the short term. But, by the second generation, immigrant families tend to have fewer children too, leaving the country back at square one.

  “There’s no quick fix for this problem,” Teller says. “Any solution is going to be painful. But ignoring the problem will only make it more painful later on.”

你如何应对人口逐渐老龄化问题(图)

  70年前,中国的平均寿命是24岁,现在几乎变成3倍:中国男性的平均寿命是69岁,女性为73岁。寿命不只在中国出现惊人的大幅增长:由于有更好的营养和药物,世界各地的人们都活得比较长久,年纪大了以后也比较健康。

  这确实是个好消息,不是吗?但这些数字让某些经济学家和政治家晚上睡不着。他们在担心什么?“人们活得比较久是很好。”经济学家迈克尔·泰勒这样说,“问题是他们不想工作得更久。”

  从前大多数人习惯工作到他们快过世的时候。当政府开始制定公共年金和强制退休年龄时,当时的期望是退休后的寿命不会持续很久。但是现在,一个55岁退休的人预期将领取20年或30年的年金支票。

  同时,大家生的小孩也少一些了,这意味着将有更少的人在工作、支付税金来支持这些年金。在日本,出生率非常低,以至于人口从现在到2050年间,将减少21%。同时,年过60的人数将增加到总人口的1/3。

  各国政府鼓励他们的公民多生孩子,但是影响不大。“现在养小孩真的太花钱了。”日本医生柏濑春名指出,“我认识的多数人,生一个或最多两个就停下来了。三个根本不可能。”

  另一个平衡人口的办法是引入年轻的工作人口。移民家庭倾向于多生几个小孩,这意味着短期内会有更多纳税人。但是到了第二代,移民家庭也倾向于少生几个孩子,使得国家的人口结构问题又回到原点。

  “这个问题没有应急的办法。”泰勒说,“任何解决方法都会很痛苦。但是忽视这个问题只会让以后更痛苦。”




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