Smaller paychecks reap large rewards 收入少、收获多

　　In some situations, having a smaller paycheck than you'd like can actually be a bonus. If you are in a job where there's a steep learning curve, for example, getting a smaller paycheck will buy you time to develop the skills and experience to earn more in long run, Zwell says.

　　有些时候，低于期望的收入甚至成为一份奖励。Zwell说，例如：如果你处于一个需要短时间大量学习的工作中，那么低收入意味着你有更多的时间来培养技能、获取经验，帮助你以后赚更多钱。

　　Additionally, less money can buy you more flexibility on the job, Zwell says.

　　另外，赚钱少能给你在工作中带来更多灵活度。

　　"Compensation is based on an exchange of value for value. Depending on your life circumstances, you may want to contribute less and put in more time on another key area of your life," he says.

　　他说：“薪资是基于等价交换。根据你的生活环境，也许你希望对工作贡献少些，而把更多的时间放在生活其它关键领域。”

　　If you've always thought a bigger salary was your dream, take a look at how making more money can actually work against you. You might start to appreciate what you currently earn.

　　如果你一直都认为自己的理想是拿高薪水，那么下面看一看赚更多钱会给你造成什么实际困难吧，这样你也许就会乐于接受现在的收入。

　　Potential backfire No. 1: You're one of the first ones to be laid off 潜在问题1:你将会是第一个下岗

　　When the economy is weak and companies need to cut back on costs, one of the first places they look is the highest-salaried employees, as exemplified in Amanda's story. This is not to say that just because you earn more than others you're a target for layoffs. Nevertheless, if you're earning more than you should be for your market or contributions, chances are that your job could be under scrutiny.

　　当经济疲软，公司需要削减开支时，首要关注就是领最高薪水的员工，正如Amanda的例子所示。这不是说只是由于你赚的比别人多，就可能下岗。不过，如果你的收入高于市场价或贡献程度，那么很可能你的工作就要被细细审查了。

　　Potential backfire No. 2: The more money you make, the more money you lose 潜在问题2：赚得越多，损失越大

　　Let's say you earn $85,000 annually and you received a raise that brought you up to $90,000. Sounds exciting at first -- until you the do the math and realize your new check is only a couple hundred dollars more than your old one.

　　假设你每年赚8.5万美元，在获得加薪后收入是9万美元。开始听上去令人兴奋——可是计算后你会发现新的工资带来的涨幅仅为数百美元。

　　One of the negatives to earning a high salary is that your marginal tax rate is higher than other people's. While you might be earning more than your co-worker, he or she might be taking home a similar -- or higher -- amount per check because they aren't taxed as much.

　　高工资的一个消极点是你的边际税率比别人高。你也许赚到的比同事们多，但是他/她不用交那么多的税，实际收入可能和你差不多——甚至更高。