青少年该如何看待金钱

　　It is never too early for you to learn about the value ofmoney as a teenager. Many teens have no concept what it takes toearn money or what it costs to live. Lifestyle may have aninfluence on how you understand money since this is especially truefor teens from affluent families. If you live in low income arealike other teens you may often struggle to obtain money sometimesresorting to criminal acts to get money when you need it. Thefollowing article discusses some important things about teens andmoney issues including:

　　认识金钱的重要性，对作为青少年的你来说，绝不会过早。许多青少年对赚钱的目的或生活的开销一点概念都没有。生活方式可能对你如何了解金钱会有所影响，因为这对富裕家庭的孩子来说特别正确。如果你生活在低收入地区，和其他青少年一样，你得经常努力奋斗去赚钱。有时，当你迫切需要钱的时候会采取犯罪行为来获取金钱。下面的文章将讨论一些关于青少年和金钱问题的重要方面。

　　When you're given money you should learn how to handle themoney wisely. While some teens are taught at a young age to savewhat they have other teens have no idea how to keep a dime in theirpocket and will spend their money on the first thing they see. Youneed to learn good money habits as soon as you have money of yourown through work or other sources。

　　当别人给你钱的时候，你必须学会如何聪明地理财。有些青少年很小的时候，就被教育要积攒他们手头拥有的东西，其他的则不知如何把钱-哪怕一毛钱存在口袋里，而且他们会把钱花费在第一眼看到的东西上。一旦你通过工作或其他渠道获得属于自己的钱，你必须养成存钱的良好习惯。

　　Earning Extra Money

　　赚取额外的钱

　　If you are a teen looking to get some extra money you havesome options available. If you have not saved money in the past youwill be starting from scratch. It is possible for you to earn moneyby doing odd jobs around the neighborhood such as mowing lawns andbabysitting. Some teens will even start their own lawn carebusiness and that's an idea you can use. Pet walking and petsitting is also another great way for teens to earn money untilthey are old enough to get a job; so consider these ideas!

　　如果你是个希望获得额外金钱的青少年，你有几个可行的选择。如果你以前没有存过钱，从零开始存钱。你可以在家里附近做兼职赚钱，如割草和照看婴孩。有些青少年甚至开始做草坪保养生意，这个主意你可以使用。在青少年长大从事工作之前，带宠物散步和照顾宠物也是他们赚钱的另一个重要法宝。认真考虑这些方法吧！

　　Saving Money

　　存钱

　　When teens have found a way to earn money they should startsaving some of what they earn. Remember good money habits startyoung! If you have a bank account you can deposit some of yourearnings there. However you may also have an account managed byyour parents that you aren't given access to until you are acertain age. Another way to save your money is to have a place inyour room where you can safely keep the money they have earned.Even though your will have access to this money at all times youwill be able to see how much they have earned and can keep somemoney put aside。

　　当青少年发现赚钱的方法，他们必须积攒一些赚到的钱。记住，良好的存钱习惯从小开始！如果你有个银行帐户，可以把一些赚到的钱存放进去。不过，你也可以拥有一个由父母管理的帐户，这个帐户在你达到一定的年龄之前是不准许使用的。另一个存钱的方法是：在你房间里找一处地方，可以安全存放你赚到的钱。即使任何时候你准许支配这些钱，你仍可以知道已经赚了多少钱并且保持一定的储蓄。

　　Learning Value

　　认识钱的重要性

　　It is very common for teens to not understand the value ofmoney. This is generally because they have not had to work fortheir money. You may receive it in gifts from family members andfriends。

　　青少年普遍不了解钱的重要性。这是因为一般情况下，他们都不必为了钱而工作。他们可以通过家庭成员和朋友送的礼物获得金钱。

　　Teaching Value to Young Teens

　　教育年幼的青少年钱的重要性

　　Your parents and other adults in your life should teach youhow to manage your money. Once you have found a way to make moneythe best thing is for you to have a savings account. Each time youearn some money part of the amount should be deposited into theaccount. This will teach you how to save and will also show themthat they are being rewarded for your work by having the ability towatch their account grow. If someone in your life tries to teachyou these tricks of money management make sure you payattention!

　　你的父母和其他父辈必须教你如何理财。一旦你发现赚钱的方法，最好就是开一个储蓄帐户。每次你赚到钱，一部分就要存放到这个帐户上。这样将教会你如何存钱，而且可以通过看到帐户金钱数目的增长，反应出这些钱是由于你的工作而所得到的回报。如果有人试图教你理财的技巧，确保专心地学习！

　　Older Teens and the Value of Money

　　年长的青少年和钱的重要性

　　It can be harder to learn the value of money by the time youare 15. You might find that you want to buy the latest things onthe market and you might not be so concerned about the value ofmoney or what these items truly cost. If you are in this age groupand do have a part-time job you're allowed to spend some of yourmoney but do need learn! Having an ATM card can help you learn howto manage your own money and realize that you can only spend whatyou have earned. Once the money is gone it's gone!

　　当你15岁的时候，懂得钱的重要性是比较困难的。你会想要买市场上最新潮的东西，而且不会太关心钱的重要性或这些东西的真正价格。如果你是在这个年龄阶段，而且有份兼职工作，你可以花一些钱但必须学习！拥有一张ATM卡能够帮助你学习如何管理自己的钱，并且让你认识到只能花费自己赚到的钱，一旦把钱花出去，就一去不复返了！

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