2014年02月27日15:42  沪江英语 微博   

  Student finance: top 10 student money saving tips


  Whether it’s your first or your third year, the temptation to spend is everywhere – not least at the union bar. Problem is, you’ll need cash left at the end of term if you fancy joining the university ski trip. Here are ten great money saving tips for old and new students alike。

  无论这是你步入大学的第一年或第三年,花钱的诱惑总是无处不在-不仅仅在优年美食餐厅。问题是如果你想参加学校组织的滑雪旅行, 你需要在学期末的时候留点钱给自己。本文将和各位新老生一起分享十大省钱妙招。

  Budget during the first weeks of term


  With the living expenses fresh in your account, you’re so far &0#39;in the black&0#39; that you’re positively itching to spend. Beware – you have entered the danger zone. Someone organises a fancy dress party: you fork out on an expensive costume. You need a new hobby: you acquire a ukulele。


  It’s hard to budget when you’re keen to have fun, but it is worth holding off on extravagant spending early on. If you want to go out and celebrate at the end of term, check out some student budget apps to make sure you have something left to spend。


  Plan meals in advance


  Walking back from a lecture, you’re likely to want to pick up lunch and a coffee with friends. Pay attention to jaunts like these – if they become too much of a habit, they will significantly impact your finances。


  Preparing food at home is a great way to save money over the week, and there’s no need to cut back on the ingredients you love if you budget correctly。


  Enjoy student discounts


  Congratulations – you are now eligible for a ridiculous number of discounts. This doesn’t mean you should be increasing your spending just to enjoy them, but it does mean savings when you do go shopping。


  Be sure to check the list of offers before registering for a card, as it’s only worth buying if you are likely to use it。


  Travel smarter


  Travelling home for a weekend or visiting friends at other universities can be a costly affair, but that doesn’t have to put you off. There&0#39;s the railcard that can get you up to a fifth off rail fares。


  Alternatively – your friends will only turn 21 once – so get to their birthday celebrations with a ride-sharing service. If you have a car, you can offer seats to paying passengers, raking back a third of your petrol costs for each person you take on board。


  Sell, sell, sell


  Your textbooks are surprisingly valuable, so when you’re sure that a book’s future is to sit and gather dust, head to Amazon to trade it in for a gift card. The same applies to your clothes. Rid yourself of fashion faux-pas at eBay, or head to flea markets if you think they’re worth a buck or two。


  Head online for money saving tips


  Once you&0#39;ve arrived at university, chances are you’ll spend more time online than can really be healthy – generally at 1am. As you&0#39;re already connected, make the most of your browsing time by heading to some websites for offers, discounts and budgeting tips。


  Buy non-branded


  We understand that there’s something less than glamorous about supermarket value ranges. Don’t let that stop you – the quality is often indistinguishable from that of branded produce. Avoiding the household names can mean a hefty saving on filling the fridge, so you’d be wise to look beyond the labels。


  Next time an all-nighter leaves you with a headache, remember that the same principle also applies to medicines. Branded pain killers can be significantly more expensive than supermarket versions, which often sell for less than 1.


  Avoid the kebab shop


  You’re on your way home from another night in the KTV and trying to converse over a deafening beat. It’s time for something greasy, and you can already smell the kebab shop on the crisp morning air …


  Stop! Adding fast food to each and every night out is going to take its toll, not only on your waistline, but also on your finances. Indulge in some cheesy chips from time to time, but if you’re serious about saving money, try returning home to a bowl of cereal or some toasted pitta。


  Get paid to do stuff


  Shouldn’t that say ‘get a job’? Well, sort of – but we’re aware that not every university gives you time to put your all into studying while working in a bar along the way. If you think you can balance it, by all means apply for a job. If you can’t, try taking part in paid online surveys or market research focus groups. After all, everyone secretly loves a good survey!


  Ipsos rewards users for completing surveys online, offering vouchers from the likes of Amazon and John Lewis. If you have a little more time, a focus group like Saros will pay 30 to 100 for two hours’ work – a welcome boost to your budget。




  We’re not advocating drinking, but you’re a student now, so we suspect you’re doing it anyway. Take our advice on this, though – you’ll save money if you drink before going out. Your local supermarket is almost always going to beat student bars on price, so buy accordingly, and start your evening at home with friends. Bonus: you’ll actually be able to hear what they’re saying。



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