From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun, and the political fallout may not be far behind.

　　31 Today’s double-income families are at greater financial risk in that

　　[A] the safety net they used to enjoy has disappeared.

　　[B] their chances of being laid off have greatly increased.

　　[C] they are more vulnerable to changes in family economics.

　　[D] they are deprived of unemployment or disability insurance.

　　[答案] C

　　[解题思路]

　　本题对应于文章的第二段。A和D选项中的“safety net”和“unemployment or disability insurance”对应于该段倒数第二句“This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times”( 这种“额外工人效应”可以支持由失业保险或残疾保险提供的安全网，以便帮助家庭渡过难关)，但显然与原文意思相反，因为这种安全网依旧存在，因此两个选项均可排除。B选项在文中没有提及。C选项对应于第三、四句话“Today's families have budgeted to the limits of their new two-paycheck status. As a result, they have lost the parachute they once had in times of financial setback -- a back-up earner (usually Mom) who could go into the workforce if the primary earner got laid off or fell sick”( 如今的家庭根据双份收入限度安排开支。因此，它们失去了在经济萧条时期曾经有过的缓解举措——一个后备挣钱者(通常是母亲)，她可以在家庭的主要挣钱者失业或者病倒的时候出去工作)，即现代家庭中一旦遭遇变故则经济上有可能垮下来，因此C是正确选项。

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