The young associates are instilled with the understanding that while they are getting very substantial financial rewards that lead to good life, they should be sensitive and considerate. Employees are urged to be discreet in their spending and not to flaunt their wealth. This reminder normally comes during the year-end bonus time. Many of the clients of these financial institutions working for the buy-side or corporate America are decision makers who dish out brokerage commissions, huge advisory fees, and do not get remunerated as well as these sell-side brokers and investment bankers. This self-imposed discipline serves to avoid jealousy that may lead to unhealthy banker-client relationship at the working level.