Most self-made millionaires got to where they are today by developing "rich habits," a term coined by Thomas C. Corley, who spent five years researching the daily habits of rich people.
很多白手起家的百万富翁能够成功，是因为有“致富的生活习惯”，这是托马斯C.科利新创的词语，科利用5年的时间研究了富人的日常生活习惯。
"From my research, I discovered that daily habits dictate how successful or unsuccessful you will be in life," he writes in his upcoming book, "Change Your Habits, Change Your Life."
科利在他即将问世的新书《改变习惯，改变生活》中写道，“通过研究，我发现日常生活习惯决定你能否成功”。
One such habit is blatantly simple: They dedicate 15 to 30 minutes a day to just thinking.
其中一项生活习惯尤其简单：每天，富人都会花15到30分钟用来思考。
"Thinking is key to their success," Corley observes. The rich tend to think in isolation, in the mornings, and for at least 15 minutes every day.
科利观察，勤于思考是富人们成功的关键，这些富人倾向于每天早晨，静静地独自思考至少15分钟。
"They spent time every day brainstorming with themselves about numerous things," he explains. He identified 10 core topics the rich think about during this time:
科利解释称，富人每天早晨会花时间对很多事情进行“头脑风暴”。科利列出了富人这段时间会思考的10项核心话题：
careers
职业生涯
finances
财务状况
family
家庭事务
friends
朋友关系
business relationships
商务关系
health
健康状况
dream-setting and goal-setting
梦想和目标制定
problems
面临的问题
charity
慈善事业
happiness
幸福感
They ask such questions as, "What can I do to make more money? Does my job make me happy? Am I exercising enough? What other charities can I get involved in? Do I have good friends? Which business relationships should I spend more time on and which ones should I pull away from?"
他们会问自己类似这些问题：“我需要做什么，才能赚更多钱？做这份工作，我开心吗？我现在锻炼得够吗？还有什么慈善事业，我可以参与？我有好朋友吗？哪些商务伙伴，值得我花费更多时间相处？哪些需要远离？”
The wealthiest, most successful people are curious. They desire constant improvement and innovation, in their own lives and in the world. As self-made millionaire Steve Siebold, who has also interviewed over 1,200 of the world’s wealthiest people, says: Rich people are problem solvers.
那些富有且成功的人对世界都分外好奇。对于生活以及世界，他们渴望不断地进步和改革。史蒂夫·席博德，一名白手起家的百万富翁，也采访了1200名世界上最富有的人。他说，富人都是问题解决者。
"When the rich need money, they don’t wonder if it’s possible, they simply begin creating new ideas that solve problems," he writes in "How Rich People Think." "They don’t waste mental energy worrying or wondering about their ability to produce cash, they direct their concentration towards creative thinking."
席博德在他的著作，《富人是如何思考的》一书中写道，“当富人需要钱的时候，他从不会想是否可能实现，他们仅仅是开始思考解决问题的新办法。他们不会浪费精力担心或者怀疑他们赚钱的能力，他们把精力集中到创新型思维中。”
At the end of the day, "The rich aren’t any smarter than us," Siebold writes. "They are just more strategic."
最后，席博德表示，富人并不是比我们聪明，他们只是更有策略而已。
