31. Today’s double-income families are at greater financial risk in that

　　[A] the safety net they used to enjoy has disappeared.

　　[B] their chances of being laid off have greatly increased.

　　[C] they are more vulnerable to changes in family economics.

　　[D] they are deprived of unemployment or disability insurance.

　　32. As a result of President Bush's reform, retired people may have

　　[A] a higher sense of security.

　　[B] less secured payments.

　　[C] less chance to invest.

　　[D] a guaranteed future.

　　33. According to the author, health-savings plans will

　　[A] help reduce the cost of healthcare.

　　[B] popularize among the middle class.

　　[C] compensate for the reduced pensions.

　　[D] increase the families' investment risk.

　　34. It can be inferred from the last paragraph that

　　[A] financial risks tend to outweigh political risks.

　　[B] the middle class may face greater political challenges.

　　[C] financial problems may bring about political problems.

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