Brain: but as I know, that in America, the lottery payments, u know, unlike those in China

　　Nikky: what differs? (有什么不同？)【注】和“what is the difference”是一个意思

　　Brain: I mean, u will possibly not receive all the payments before u die(美国的彩票奖金有可能在你去世前也花不完)

　　Nikky: but u still have ur estate or heirs (继承人)continue to receive ur lottery payments

　　Brain: as if I were still alive (就像我还活着一样)

　　Nikky: as if u were still alive

　　Brain: and u know, nikky, in shanghai, we got mainly two kinds of lotteries: sport lottery and welfare lottery, and the highest payments for these two lotteries are both 5 million RMB【注】上海的体育彩票和福利彩票最高奖都是5百万，其实别说是5百万，就是能中5百我也会高兴的忘乎所以的，但到现在为止，我连5块钱都没有中上。

　　Nikky: seems that u r an expert, how have u invested ur money in it?

　　Brain: I didn't buy it too much often, u know, in my occasional time only, how about u , have u ever invested in the lottery?

　　Nikky: just like u , u never dream to be a million lottery winner, I am not born to have the destiny.

　　Brain: hehe, how long after winning did it take to get the money, u know, here in shanghai, several millionaires can be generated every week.

　　Nikky: woo, that's pretty good, so they can have the money immediately?【注】Nikky不知道在上海，彩票中大奖的得主可以直接到彩票中心把奖金领回，也不需要分批，这点不像美国。

　　Brain: in a month at any time, they can get the whole check【注】彩票的领奖期限是一个月

　　Nikky: here in US, there are several checks, the first check is normally about ten days I think to get.(在美国，如果按照分批方式领取彩票的话，第一次奖金领取期限大约是10天)

　　Brain: not the whole check

　　Nikky: that depends on the winner(这取决于中奖人)

　　Brain: and do they have to pay for the tax? Here in shanghai, if one got 5 million, they have to deliver about 1 million's tax (在上海，5百万的奖金税要交掉近1百万)

　　Nikky: the left is still good enough, in US, the first check was for a little over a million dollars, less taxes of 20 percent, and the subsequent checks have been a little smaller.(剩下的奖金也很多呀，在美国，如果分批领，第一次奖金大约是一百万美金左右，税大约小于20%，余后的奖金数额会减少一些)

　　Brain: these years the lotteries are developing dramatically in China, I myself bought some every week last year, but lower the purchase this year, when I don't see any chances to win, I never win anything(这几年彩票在中国发展的非常迅猛，我自己也在去年几乎每个星期都买彩票，但今年买的少了，因为我看不到任何中的希望)

　　Nikky: the winning chances are smaller than the plane disaster. (中大奖的概率比空难还低)